Outside User Liability Insurance Information: 

Municipalities are encouraged to make their facilities available for use by community organizations and groups.
Within the AMM General Insurance Program, municipalities have insurance coverage for damage to property caused
by outside organizations, and liability protection for injuries to members of these groups arising from the negligence
of the municipality.

However, these organizations are NOT covered by the AMM General Insurance Program for either property they
may bring into a municipal building, or for injuries or damage arising from their activities on the property. Proper
Risk Management states that users of municipal facilities should provide evidence of liability insurance, at a
minimum limit of $2,000,000 per occurrence.